Cash‑first simplicity
Pay the posted cash price or Medicare + 20%—whichever is lower. No networks to decode. No mystery bills.
Healthcare that’s clear on price and kind on people.
Simple, transparent coverage that puts cash-first pricing at the center. Members pay the cash price or a fair cap (Medicare + 20%)—whichever is lower. Providers get paid quickly. You get control.
0 surprisesClear, upfront prices—every time
72‑hourtarget for provider payments
1 simple ruleCash price or Medicare + 20%
Why ClearHealth
We’ve rethought the plan around three promises: transparency for members, dignity for providers, and ruthless simplicity for everyone.
Fast, fair payments
Providers get paid quickly on clean claims with minimal admin—and can still use their cash pricing.
Member‑first protection
Catastrophic coverage caps the worst‑case scenario while everyday care stays affordable and predictable.
How it works
See the price up front
Your ClearHealth card tells providers: bill the posted cash price or Medicare + 20% (lower of the two).
You pay, we back you up
Swipe your HSA/debit like normal. If the visit is eligible, we reconcile instantly or reimburse fast.
Catastrophic safety net
Big events trigger coverage automatically. No balance‑billing, no out‑of‑network gotchas.
Be first in line. Help us pilot ClearHealth in your state and shape what modern coverage should be.
For providers
Keep your cash pricing. Get paid faster. Spend less time on admin. We work with small practices and concierge clinics.
Cash or Medicare+20%
A simple rule that respects your posted rates and ensures fairness for patients.
Low‑friction claims
Clean digital submissions, minimal attachment overhead, and rapid adjudication.
Concierge‑friendly
Seamless with concierge models. Transparent for members. Predictable for you.